Ritholtz Wealth Management LLC (RWM) is an investment adviser registered with the U.S. Securities and Exchange Commission. This website does not represent an offer of or a solicitation for advisory services in any state/jurisdiction of the U.S. or any country where RWM is not registered, notice filed, or exempt. RWM provides advice and makes recommendations based on the specific needs and circumstances of each client. Clients should carefully consider their own investment objectives and never rely on any single chart, graph or marketing piece in making investment decisions. RWM is not a broker-dealer and does not offer tax or legal advice.